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MORTGAGES |
At Garanti Bank, Loan Application is very easy!
Even though mortgages are relatively new in Turkey, GarantiBank is currently the market leader,
with a decent focus on providing the necessary expertise and a wide range of product to consumers.
GarantiBank customers may benefit from a large range of products and services, from fixed rate mortgages
to variable rate mortgages, based on different needs, preferences and risk preception.
For more information about Garanti Mortgages and the application process, please
contact us.
Documents to be provided to our sales officers
- Turkish Tax ID Number provided
- Bank account
- Appraisal report fee (TL 500)
- Non-Resident Application Form (provided by the sales officers)
- Sample copy of the passport or the original copy of permanent residence
- Credit Bureau record from applicantīs home country
- Utility, cable or telecommunication bill stating the adress of the customer in the home country
- Proof of income
Preferences:
- Origination available in Turkish Lira (TL), Euro, US Dollar and GP Sterling.
- Maximum loan term of 20 years
- Maximum loan-to-value (LTV) ratio of 60 % of the appraised value
- Maximum loan amount of TL 500.000 or equivalent in foreign currencies
- Life insurance, personal house insurance and Natural Disaster Insurance Authority (DASK) will be requested
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